AlipayClient alipayClient = new DefaultAlipayClient("https://openapi.alipay.com/gateway.do","app_id","your private_key","json","GBK","alipay_public_key","RSA2");
AlipaySecurityRiskVerifyidentityApplyRequest request = new AlipaySecurityRiskVerifyidentityApplyRequest();
request.setBizContent("{" +
"\"biz_id\":\"test_302857831249\"," +
"\"account_name\":\"张三\"," +
"\"account_id\":\"330102198807312189\"," +
"\"account_type\":\"ALIPAY_USERID\"," +
"\"validate_product_group\":\"{\\\"id\\\":1,\\\"name\\\":\\\"NATIVE_PAYMENT_PASSWORD\\\",\\\"uuid\\\":\\\"2ac7745f2151420ea168476b0675010a\\\"}\"," +
"\"scene_code\":\"metro#metro#metro_forgetpwd_confirm#mobileClient\"," +
"\"biz_params\":\"{\\\"sms_code\\\":\\\"test\\\",\\\"qrcode_expired_time\\\":604800}\"" +
"  }");
AlipaySecurityRiskVerifyidentityApplyResponse response = alipayClient.execute(request);
if(response.isSuccess()){
System.out.println("调用成功");
} else {
System.out.println("调用失败");
}

IAopClient client = new DefaultAopClient("https://openapi.alipay.com/gateway.do", "app_id", "merchant_private_key", "json", "1.0", "RSA2", "alipay_public_key", "GBK", false);
AlipaySecurityRiskVerifyidentityApplyRequest  request= new AlipaySecurityRiskVerifyidentityApplyRequest() ;
request.BizContent="{" +
"\"biz_id\":\"test_302857831249\"," +
"\"account_name\":\"张三\"," +
"\"account_id\":\"330102198807312189\"," +
"\"account_type\":\"ALIPAY_USERID\"," +
"\"validate_product_group\":\"{\\\"id\\\":1,\\\"name\\\":\\\"NATIVE_PAYMENT_PASSWORD\\\",\\\"uuid\\\":\\\"2ac7745f2151420ea168476b0675010a\\\"}\"," +
"\"scene_code\":\"metro#metro#metro_forgetpwd_confirm#mobileClient\"," +
"\"biz_params\":\"{\\\"sms_code\\\":\\\"test\\\",\\\"qrcode_expired_time\\\":604800}\"" +
"  }";
AlipaySecurityRiskVerifyidentityApplyResponse response=client.execute(request);
Console.WriteLine(response.Body);

$aop = new AopClient ();
$aop->gatewayUrl = 'https://openapi.alipay.com/gateway.do';
$aop->appId = 'your app_id';
$aop->rsaPrivateKey = '请填写开发者私钥去头去尾去回车，一行字符串';
$aop->alipayrsaPublicKey='请填写支付宝公钥，一行字符串';
$aop->apiVersion = '1.0';
$aop->signType = 'RSA2';
$aop->postCharset='GBK';
$aop->format='json';
$request = new AlipaySecurityRiskVerifyidentityApplyRequest ();
$request->setBizContent("{" .
"\"biz_id\":\"test_302857831249\"," .
"\"account_name\":\"张三\"," .
"\"account_id\":\"330102198807312189\"," .
"\"account_type\":\"ALIPAY_USERID\"," .
"\"validate_product_group\":\"{\\\"id\\\":1,\\\"name\\\":\\\"NATIVE_PAYMENT_PASSWORD\\\",\\\"uuid\\\":\\\"2ac7745f2151420ea168476b0675010a\\\"}\"," .
"\"scene_code\":\"metro#metro#metro_forgetpwd_confirm#mobileClient\"," .
"\"biz_params\":\"{\\\"sms_code\\\":\\\"test\\\",\\\"qrcode_expired_time\\\":604800}\"" .
"  }");
$result = $aop->execute ( $request); 

$responseNode = str_replace(".", "_", $request->getApiMethodName()) . "_response";
$resultCode = $result->$responseNode->code;
if(!empty($resultCode)&&$resultCode == 10000){
echo "成功";
} else {
echo "失败";
}

https://openapi.alipay.com/gateway.do?timestamp=2013-01-01 08:08:08&method=alipay.security.risk.verifyidentity.apply&app_id=5125&sign_type=RSA2&sign=ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE&version=1.0&biz_content=
  {
"biz_id":"test_302857831249",
"account_name":"张三",
"account_id":"330102198807312189",
"account_type":"ALIPAY_USERID",
"validate_product_group":"{\"id\":1,\"name\":\"NATIVE_PAYMENT_PASSWORD\",\"uuid\":\"2ac7745f2151420ea168476b0675010a\"}",
"scene_code":"metro#metro#metro_forgetpwd_confirm#mobileClient",
"biz_params":"{\"sms_code\":\"test\",\"qrcode_expired_time\":604800}"
  }

//为确保安全通信，需自行验证响应示例中的sign值是否为蚂蚁金服所提供。

{
	"alipay_security_risk_verifyidentity_apply_response":{
		"msg":"Success",
		"usable_product_group":"{\"id\":1,\"name\":\"NATIVE_PAYMENT_PASSWORD\"}",
		"code":"10000",
		"err_code":"SYSTEM_ERROR",
		"is_success":"false",
		"err_message":"系统错误",
		"unusable_product_list":"{\"id\":1,\"name\":\"FACE\"}"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}

{
	"alipay_security_risk_verifyidentity_apply_response":{
		"msg":"Service Currently Unavailable",
		"code":"20000",
		"sub_msg":"系统繁忙",
		"sub_code":"isp.unknow-error"
	},
	"sign":"ERITJKEIJKJHKKKKKKKHJEREEEEEEEEEEE"
}