TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlibabaFinCreditpayPayDecisionRequest req = new AlibabaFinCreditpayPayDecisionRequest();
AlibabaFinCreditpayPayDecisionRequest.BatchCreditPayDecisionRequest obj1 = new AlibabaFinCreditpayPayDecisionRequest.BatchCreditPayDecisionRequest();
obj1.setAmount(100L);
obj1.setProductCode("CREDITPAY_KZ");
obj1.setOrigin("XKZ_CASHIER");
List<AlibabaFinCreditpayPayDecisionRequest.CreditPayItem> list3 = new ArrayList<AlibabaFinCreditpayPayDecisionRequest.CreditPayItem>();
AlibabaFinCreditpayPayDecisionRequest.CreditPayItem obj4 = new AlibabaFinCreditpayPayDecisionRequest.CreditPayItem();
list3.add(obj4);
obj4.setSellerUserId(3402886391L);
obj4.setOrderId("11313213");
obj4.setAmount(100L);
obj1.setItems(list3);
req.setReq(obj1);
AlibabaFinCreditpayPayDecisionResponse rsp = client.execute(req, sessionKey);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlibabaFinCreditpayPayDecisionRequest req = new AlibabaFinCreditpayPayDecisionRequest();
AlibabaFinCreditpayPayDecisionRequest.BatchCreditPayDecisionRequestDomain obj1 = new AlibabaFinCreditpayPayDecisionRequest.BatchCreditPayDecisionRequestDomain();
obj1.Amount = 100L;
obj1.ProductCode = "CREDITPAY_KZ";
obj1.Origin = "XKZ_CASHIER";
List<AlibabaFinCreditpayPayDecisionRequest.CreditPayItemDomain> list3 = new List<AlibabaFinCreditpayPayDecisionRequest.CreditPayItemDomain>();
AlibabaFinCreditpayPayDecisionRequest.CreditPayItemDomain obj4 = new AlibabaFinCreditpayPayDecisionRequest.CreditPayItemDomain();
list3.Add(obj4);
obj4.SellerUserId = 3402886391L;
obj4.OrderId = "11313213";
obj4.Amount = 100L;
obj1.Items= list3;
req.Req_ = obj1;
AlibabaFinCreditpayPayDecisionResponse rsp = client.Execute(req, sessionKey);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlibabaFinCreditpayPayDecisionRequest;
$req = new BatchCreditPayDecisionRequest;
$req->amount="100";
$req->product_code="CREDITPAY_KZ";
$req->origin="XKZ_CASHIER";
$items = new CreditPayItem;
$items->seller_user_id="3402886391";
$items->order_id="11313213";
$items->amount="100";
$req->setItems(json_encode($items));
$req->setReq(json_encode($req));
$resp = $c->execute($req, $sessionKey);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alibaba.fin.creditpay.pay.decision' \
-d 'partner_id=apidoc' \
-d 'session=ad828ea2-4073-4eeb-8081-74c2bc750348' \
-d 'sign=1BD078FCB8DB75E64E575164FE4CB02A' \
-d 'sign_method=hmac' \
-d 'timestamp=2025-04-30+13%3A26%3A37' \
-d 'v=2.0' \
-d 'req=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AlibabaFinCreditpayPayDecisionRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.req=""
try:
	resp= req.getResponse(sessionkey)
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alibaba.fin.creditpay.pay.decision");
add_param(pRequest,"req","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,sessionKey);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'REST_URL': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alibaba.fin.creditpay.pay.decision', {
	'req':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

<alibaba_fin_creditpay_pay_decision_response>
    <result>
        <payable>true</payable>
        <amount>100L</amount>
        <error_code>SUCCESS</error_code>
        <desc>可以使用赊购服务</desc>
        <success>true</success>
        <error_msg>错误信息</error_msg>
    </result>
</alibaba_fin_creditpay_pay_decision_response>

{
    "alibaba_fin_creditpay_pay_decision_response":{
        "result":{
            "payable":true,
            "amount":100L,
            "error_code":"SUCCESS",
            "desc":"可以使用赊购服务",
            "success":true,
            "error_msg":"错误信息"
        }
    }
}

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}