淘宝开放平台

请求地址：

环境	HTTP请求地址	HTTPS请求地址
正式环境	http://gw.api.taobao.com/router/rest	https://eco.taobao.com/router/rest

公共请求参数：

名称	类型	是否必须	描述
method	String	是	API接口名称。
app_key	String	是	TOP分配给应用的AppKey。
target_app_key	String	否	被调用的目标AppKey，仅当被调用的API为第三方ISV提供时有效。
sign_method	String	是	签名的摘要算法，可选值为：hmac，md5。
sign	String	是	API输入参数签名结果，签名算法介绍请点击这里。
session	String	否	用户登录授权成功后，TOP颁发给应用的授权信息，详细介绍请点击这里。当此API的标签上注明：“需要授权”，则此参数必传；“不需要授权”，则此参数不需要传；“可选授权”，则此参数为可选。
timestamp	String	是	时间戳，格式为yyyy-MM-dd HH:mm:ss，时区为GMT+8，例如：2015-01-01 12:00:00。淘宝API服务端允许客户端请求最大时间误差为10分钟。
format	String	否	响应格式。默认为xml格式，可选值：xml，json。
v	String	是	API协议版本，可选值：2.0。
partner_id	String	否	合作伙伴身份标识。
simplify	Boolean	否	是否采用精简JSON返回格式，仅当format=json时有效，默认值为：false。

名称	类型	是否必须	示例值	更多限制	描述
param_xfd_repay_result_external_request	XfdRepayResultExternalRequest	可选			请求体
└ bank_card_no String 可选 50039213131231 银行卡号 └ customer_id String 必须 123123 阿里用户ID └ discount_amount String 可选 0 还款优惠金额 └ extend_info String 可选 {} 扩展信息 └ fail_reason_code String 可选 ERROR 失败原因CODE └ fail_reason_message String 可选 ERROR 失败原因Message └ institution_repayment_no String 可选 xxx 机构还款单号 └ loan_apply_no String 可选 FI123123123 阿里支用号 └ repaid_fee String 必须 1 还款费用 └ repaid_interest String 必须 1 还款利息 └ repaid_penalty String 必须 1 还款罚息 └ repaid_principal String 必须 100 还款本金 └ repaid_time Date 可选 2019-11-22 10:30:03 还款结清时间 └ repaid_total_amount String 可选 199 还款总金额 └ repay_apply_no String 可选 FI1231231231 阿里还款单号 └ repay_initiator String 必须 ALI 还款发起者 repay_installment_list XfdRepayInstallment [] 可选 [] 还款分期信息 └ discount_amount String 可选 1 优惠金额 └ installment_no Number 可选 1 期次 └ repaid_total_amount String 可选 100 分期还款总金额 └ repaid_fee String 可选 11 分期还款费用 └ repaid_interest String 可选 11 分期还款利息 └ repaid_penalty String 可选 11 分期还款罚息 └ repaid_principal String 可选 11 分期还款本金 └ repay_status String 必须 SUCCESS 还款状态 └ repayment_scene String 可选 DUE_REPAY 还款场景 └ request_id String 必须 123 请求幂等号

名称	类型	示例值	描述
result	XfdExternalResponse		响应体
└ sub_code String SUCCESS 返回值 └ sub_message String SUCCESS 返回描述 └ trace_id String 123 调用ID └ success Boolean true 调用是否成功

JAVA
.NET
PHP
CURL
Python
C/C++
NodeJS

TaobaoClient client = new DefaultTaobaoClient(url, appkey, secret);
AlibabaFinanceXfdRepayNotifyRequest req = new AlibabaFinanceXfdRepayNotifyRequest();
AlibabaFinanceXfdRepayNotifyRequest.XfdRepayResultExternalRequest obj1 = new AlibabaFinanceXfdRepayNotifyRequest.XfdRepayResultExternalRequest();
obj1.setBankCardNo("50039213131231");
obj1.setCustomerId("123123");
obj1.setDiscountAmount("0");
obj1.setExtendInfo("{}");
obj1.setFailReasonCode("ERROR");
obj1.setFailReasonMessage("ERROR");
obj1.setInstitutionRepaymentNo("xxx");
obj1.setLoanApplyNo("FI123123123");
obj1.setRepaidFee("1");
obj1.setRepaidInterest("1");
obj1.setRepaidPenalty("1");
obj1.setRepaidPrincipal("100");
obj1.setRepaidTime(StringUtils.parseDateTime("2019-11-22 10:30:03"));
obj1.setRepaidTotalAmount("199");
obj1.setRepayApplyNo("FI1231231231");
obj1.setRepayInitiator("ALI");
List<AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallment> list3 = new ArrayList<AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallment>();
AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallment obj4 = new AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallment();
list3.add(obj4);
obj4.setDiscountAmount("1");
obj4.setInstallmentNo(1L);
obj4.setRepaidTotalAmount("100");
obj4.setRepaidFee("11");
obj4.setRepaidInterest("11");
obj4.setRepaidPenalty("11");
obj4.setRepaidPrincipal("11");
obj1.setRepayInstallmentList(list3);
obj1.setRepayStatus("SUCCESS");
obj1.setRepaymentScene("DUE_REPAY");
obj1.setRequestId("123");
req.setParamXfdRepayResultExternalRequest(obj1);
AlibabaFinanceXfdRepayNotifyResponse rsp = client.execute(req);
System.out.println(rsp.getBody());

ITopClient client = new DefaultTopClient(url, appkey, secret);
AlibabaFinanceXfdRepayNotifyRequest req = new AlibabaFinanceXfdRepayNotifyRequest();
AlibabaFinanceXfdRepayNotifyRequest.XfdRepayResultExternalRequestDomain obj1 = new AlibabaFinanceXfdRepayNotifyRequest.XfdRepayResultExternalRequestDomain();
obj1.BankCardNo = "50039213131231";
obj1.CustomerId = "123123";
obj1.DiscountAmount = "0";
obj1.ExtendInfo = "{}";
obj1.FailReasonCode = "ERROR";
obj1.FailReasonMessage = "ERROR";
obj1.InstitutionRepaymentNo = "xxx";
obj1.LoanApplyNo = "FI123123123";
obj1.RepaidFee = "1";
obj1.RepaidInterest = "1";
obj1.RepaidPenalty = "1";
obj1.RepaidPrincipal = "100";
obj1.RepaidTime = DateTime.Parse(2019-11-22 10:30:03");
obj1.RepaidTotalAmount = "199";
obj1.RepayApplyNo = "FI1231231231";
obj1.RepayInitiator = "ALI";
List<AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallmentDomain> list3 = new List<AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallmentDomain>();
AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallmentDomain obj4 = new AlibabaFinanceXfdRepayNotifyRequest.XfdRepayInstallmentDomain();
list3.Add(obj4);
obj4.DiscountAmount = "1";
obj4.InstallmentNo = 1L;
obj4.RepaidTotalAmount = "100";
obj4.RepaidFee = "11";
obj4.RepaidInterest = "11";
obj4.RepaidPenalty = "11";
obj4.RepaidPrincipal = "11";
obj1.RepayInstallmentList= list3;
obj1.RepayStatus = "SUCCESS";
obj1.RepaymentScene = "DUE_REPAY";
obj1.RequestId = "123";
req.ParamXfdRepayResultExternalRequest_ = obj1;
AlibabaFinanceXfdRepayNotifyResponse rsp = client.Execute(req);
Console.WriteLine(rsp.Body);

$c = new TopClient;
$c->appkey = $appkey;
$c->secretKey = $secret;
$req = new AlibabaFinanceXfdRepayNotifyRequest;
$param_xfd_repay_result_external_request = new XfdRepayResultExternalRequest;
$param_xfd_repay_result_external_request->bank_card_no="50039213131231";
$param_xfd_repay_result_external_request->customer_id="123123";
$param_xfd_repay_result_external_request->discount_amount="0";
$param_xfd_repay_result_external_request->extend_info="{}";
$param_xfd_repay_result_external_request->fail_reason_code="ERROR";
$param_xfd_repay_result_external_request->fail_reason_message="ERROR";
$param_xfd_repay_result_external_request->institution_repayment_no="xxx";
$param_xfd_repay_result_external_request->loan_apply_no="FI123123123";
$param_xfd_repay_result_external_request->repaid_fee="1";
$param_xfd_repay_result_external_request->repaid_interest="1";
$param_xfd_repay_result_external_request->repaid_penalty="1";
$param_xfd_repay_result_external_request->repaid_principal="100";
$param_xfd_repay_result_external_request->repaid_time="2019-11-22 10:30:03";
$param_xfd_repay_result_external_request->repaid_total_amount="199";
$param_xfd_repay_result_external_request->repay_apply_no="FI1231231231";
$param_xfd_repay_result_external_request->repay_initiator="ALI";
$repay_installment_list = new XfdRepayInstallment;
$repay_installment_list->discount_amount="1";
$repay_installment_list->installment_no="1";
$repay_installment_list->repaid_total_amount="100";
$repay_installment_list->repaid_fee="11";
$repay_installment_list->repaid_interest="11";
$repay_installment_list->repaid_penalty="11";
$repay_installment_list->repaid_principal="11";
$param_xfd_repay_result_external_request->repay_installment_list = $repay_installment_list;
$param_xfd_repay_result_external_request->repay_status="SUCCESS";
$param_xfd_repay_result_external_request->repayment_scene="DUE_REPAY";
$param_xfd_repay_result_external_request->request_id="123";
$req->setParamXfdRepayResultExternalRequest(json_encode($param_xfd_repay_result_external_request));
$resp = $c->execute($req);

curl -X POST 'http://gw.api.taobao.com/router/rest' \
-H 'Content-Type:application/x-www-form-urlencoded;charset=utf-8' \
-d 'app_key=12129701' \
-d 'format=json' \
-d 'method=alibaba.finance.xfd.repay.notify' \
-d 'partner_id=apidoc' \
-d 'sign=C367DF8D824DE68B92D9122C3C933842' \
-d 'sign_method=hmac' \
-d 'timestamp=2025-05-20+20%3A25%3A30' \
-d 'v=2.0' \
-d 'param_xfd_repay_result_external_request=null'

# -*- coding: utf-8 -*-
import top.api

req=top.api.AlibabaFinanceXfdRepayNotifyRequest(url,port)
req.set_app_info(top.appinfo(appkey,secret))

req.param_xfd_repay_result_external_request="数据结构示例JSON格式"
try:
	resp= req.getResponse()
	print(resp)
except Exception,e:
	print(e)

pTopRequest pRequest = alloc_top_request();
pTopResponse pResponse = NULL;
pTaobaoClient pClient = alloc_taobao_client(url, appkey, appsecret);
set_api_name(pRequest,"alibaba.finance.xfd.repay.notify");
add_param(pRequest,"param_xfd_repay_result_external_request","数据结构JSON示例");
pResponse = top_execute(pClient,pRequest,NULL);
printf("ret code:%d\n",pResponse->code);
if(pResponse->code == 0){
	pTopResponseIterator ite = init_response_iterator(pResponse);
	pResultItem pResultItem = alloc_result_item();
	while(parseNext(ite, pResultItem) == 0){
		printf("%s:%s\n",pResultItem->key,pResultItem->value);
	}
	destroy_response_iterator(ite);
	destroy_result_item(pResultItem);
}
destroy_top_request(pRequest);
destroy_top_response(pResponse);
destroy_taobao_client(pClient);

TopClient = require('./topClient').TopClient;
var client = new TopClient({
	'appkey': 'appkey',
	'appsecret': 'secret',
	'REST_URL': 'http://gw.api.taobao.com/router/rest'
});

client.execute('alibaba.finance.xfd.repay.notify', {
	'param_xfd_repay_result_external_request':'数据结构JSON示例'
}, function(error, response) {
	if (!error) console.log(response);
	else console.log(error);
})

XML示例
JSON示例

<alibaba_finance_xfd_repay_notify_response>
    <result>
        <sub_code>SUCCESS</sub_code>
        <sub_message>SUCCESS</sub_message>
        <trace_id>123</trace_id>
        <success>true</success>
    </result>
</alibaba_finance_xfd_repay_notify_response>

{
    "alibaba_finance_xfd_repay_notify_response":{
        "result":{
            "sub_code":"SUCCESS",
            "sub_message":"SUCCESS",
            "trace_id":"123",
            "success":true
        }
    }
}

XML示例
JSON示例

<error_response>
    <code>50</code>
    <msg>Remote service error</msg>
    <sub_code>isv.invalid-parameter</sub_code>
    <sub_msg>非法参数</sub_msg>
</error_response>

{
	"error_response":{
		"msg":"Remote service error",
		"code":50,
		"sub_msg":"非法参数",
		"sub_code":"isv.invalid-parameter"
	}
}

错误码	错误描述	解决方案

API测试工具错误码查询工具 SDK下载

企业贷款-机构接入API

alibaba.finance.xfd.repay.notify (消费贷还款结果回调)

公共参数

请求参数

响应参数

请求示例

响应示例

异常示例

错误码解释

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